Financing Options – No Credit Needed!

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Financing Options – No Credit Needed!

Acima Financing

Acima Financing Options No Credit NeededNo Credit Needed – Buy what you need, when you need it. We’ll give you the time to pay. Choose to pay over 12 months or a 90-day payment option. Pay your account off early and earn a payoff discount.

Qualification Requirements

  • US government-issued photo ID and SS# or ITIN#
  • Three months of history with your current employer or current source of income
  • Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more
  • No NSFs, excessive overdrafts, or negative balances on your current checking account
Apply Online Now!

Frequently Asked Questions
How much can I be approved for?
You can be approved from anywhere between $500 to $5,000.

How do I make my payments?
Once you’ve made your initial payment in-store, future payments are automatically deducted directly from your checking account.

Progressive Leasing: 90 Day Terms

Our “No Credit Needed Leasing” through Progressive is perfect for applicants who have not established a credit history yet, or whose credit is not as good as they would like.

To Apply You Must:

  • You must be 18-years or older
  • Valid Social Security Number or ITIN
  • Have routing & account numbers for active checking account
  • Have a Credit or Debit Card
Apply Online Now!

Frequently Asked Questions
What is the interest for this program?
This program has no interest because it is a lease-purchase contract. If you pay your balance off within 90 days, all you pay is the invoice price and the predetermined Initial Payment. If you take more than the first 90 days to pay off the purchase, then you will pay 1.8 times the invoice total over 12 equal payments.

Where do I mail my payment? Can I pay online or by phone?
Payments will be debited out of your checking account by ACH every month. To arrange or process payments over the telephone call Progressive Leasing at 877-898-1970.